Bennett MM, Beehr TA, Lepisto LR. A longitudinal study of work after retirement: examining predictors of bridge employment, continued career employment, and retirement. Int J Aging Hum Dev. 2016;83(3):288-255. doi:10.1177/0091415016652403 Tell them what you'll miss about them, from their encouragement or guidance on projects to their conversation at coffee time. Tell them how it's been a pleasure to work with them and thank them for all they have done. For example: According to the Office of National Statistics (www.ons.gov.uk opens in a new tab), almost 1.5 million Brits over state pension age are still working after retirement. From the day you were hired, you were a shining light in this company. We will certainly miss you around here, and we're grateful for your hard work and dedication. When on a retreat, take the time to think about where you want to go in life and how to enjoy your retirement. Source: Pexels

We all have regrets and things we wish we did differently. In fact, sadly, 4 out of 10 people regret how they’ve lived their life , according to one UK study. We're so glad to have had the chance to work with you these past [insert how many] years. It's been delightful getting to know you as a coworker and friend, and we're sad to see you go. We hope you have a very happy retirement and enjoy your newfound freedom! A happy retirement means many things to many different people. Even then, there are 10 habits that can certainly help to make retirement more gratifying. AARP reached out to three experts who all have written important books on retirement. Here are their 10 top tips for a truly happy retirement. 1. Be a saver, not a spender.

You should never stop dreaming in life. You can achieve happiness in retirement by reflecting on the past and creating for the future.

As a result, Hixon hired alife coachfor his clients, alongside his firm's financial advisers, to help them view retirement planning more holistically. He now strongly believes you can avoid becoming one of the unhappiest retirees by finding meaning and living with purpose in retirement. Rest is not idleness, and to lie sometimes on the grass under trees on a summer's day, listening to the murmur of the water, or watching the clouds float across the sky, is by no means a waste of time.

Furthermore, one-third of people suffer from loneliness later in life. Having strong social connections – be it from family, friends, or community groups – reduces the risk of isolation and the negative emotions that can follow. Experiment with traveling solo, with family and friends, or even with strangers to see which appeals to you the most. Source: Unsplash In retirement, you can begin to enjoy the things you never had much time for when you were younger. We all have a story to tell. So take a piece of paper and let the words flow out without any judgment or overthinking. Moving to a new location in your post-career years is both an exciting and intimidating idea. Source: Pexels

By estimating your likely retirement income (www.moneyhelper.org.uk opens in a new tab), and making a budget for your regular expenses, you can judge how much you can afford to spend on things like hobbies, activities or trips. I'll miss your energy, enthusiasm, and your unfailing dedication to constantly improving our workplace. Wishing you nothing but the best in your retirement.One thing that retirement should absolutely not be is a time of uncertain income. That is certain to add anxiety and discomfort to your retirement, says Moss. This not only requires preplanning but also someone (whether it’s yourself or a financial advisor) regularly keeping tabs on your investments and updating your investment plan, as needed. Think of your retirement as a time to live off of well-earned dividends and not a time to focus on expanding your portfolio, he says. 9. Take your health seriously. But, you may start planning for trips and hobbies in retirement, and then life happens – and you barely have any time left over for yourself. Which leads to feeling unaccomplished and spread thin.